5280 Advisory Partners is a payments consulting firm that helps merchants, fintechs, and AI-driven businesses cut through payments complexity. We advise on everything from payment strategy and vendor selection to embedded finance and agentic AI opportunities, giving clients clarity and execution support.

Our experience spans both merchant operations and vendor negotiations. That dual perspective allows us to balance technical feasibility with business outcomes, ensuring strategies that drive efficiency, reduce costs, and improve the customer payment experience.

We work with merchants seeking to scale their payment operations, fintechs building products that require seamless payments integration, and AI companies exploring embedded finance as a revenue stream.

Payments is our core expertise, but our work often extends into adjacent areas like digital product strategy, embedded finance frameworks, and AI-enabled customer journeys.

Most start with a discovery consultation where we assess current payment systems, identify inefficiencies, and outline opportunities for growth. From there, we build a tailored roadmap and stay engaged through strategy and execution.